Roth Ira Contribution Limits 2024 For Spouse Over 65

Roth Ira Contribution Limits 2024 For Spouse Over 65. In 2025, the roth ira contribution limit is the same as for 2024 at. The contribution limit for individual retirement accounts (iras) for the 2024 tax year is $7,000.

Each spouse can contribute up to $23,000 in their 401 (k) account for 2024, or up to $46,000 as a couple. If both are over 50, they can contribute an additional $7,500 each, potentially.